By Esther Fife, Financial Wellbeing Coach

Meet Marc Jean-Baptiste. Marc is a proud and passionate native of Haiti, currently residing in Tampa, Florida. I met him earlier this year, while passing out flyers for my upcoming Credit and Money Management Workshop at North Tampa Library. We exchanged business cards and he decided to enroll in my 700 Credit Score Community at HOPE Inside SunTrust Bank in Tampa.

Marc Jean-Baptiste with his updated credit report.

Marc Jean-Baptiste with his updated credit report.

After enrolling in my 700 Credit Score Community, Marc arrived for a routine follow-up appointment six months after our initial meeting. This was a special day. I was thrilled to reveal that his credit report showed an increase of 70 points! His credit score has improved to 673, and now he is only 27 points away from his goal of 700. Marc declared, “Now I am ready!” He was excited because his dream of owning a home could finally become a reality! He stopped by Ysmerys Hiciano’s (homeownership coach) office on the way out exclaiming, “The sky is my limit!” Marc called his real estate broker that day to begin the home buying process.

An empowered community is a community filled with economic opportunity. HOPE Inside locations lead our efforts to transform underserved communities by creating 700 credit score communitiesHOPE Financial Wellbeing Coaches work closely with their clients and surrounding communities to move average credit scores from the range of 550 to the 650 range. Contact your local HOPE Inside office to enroll in a 700 Credit Score Community class for free.